Thursday, June 4, 2020

This Class Is A Game-Changer For Women

This Class Is A Game-Changer For Women by: Naomi Nishihara on April 05, 2017 | 0 Comments Comments 843 Views April 5, 2017A WomenLead Power Networking event. Courtesy photoFor the last  few  years, the J. Mack Robinson College of Business has been running a class called WomenLead at Georgia State University. From small beginnings, with fewer than 30 students, the course has been growing and growing, and it shows no sign of stopping.WomenLead was created when an Atlanta-based angel investor contacted the Robinson College and said she was interested in addressing issues of gender parity. The schools dean held a town hall meeting, attended by  around 20 people, after which  business law professor Nancy Mansfield was given the green light to design a new program.The result was a for-credit class open to any undergraduate at Georgia State  that  aims to inspire female students to achieve business leadership roles, trains them in self-efficacy and self-awareness, and provi des networking opportunities. â€Å"I really wanted to focus on undergraduates,† Mansfield says. â€Å"There are a lot of programs for MBA students, and many graduate and work for a few years before coming back to do their MBA, so they’re already thinking about what they want, and what opportunities there are. But on this big urban campus, I felt a need for undergraduates to join the conversation about women in the workforce, to really feel like they can be anyone they want to be.† A THREE-PRONGED  PROGRAMNancy Mansfield. Courtesy photoBefore becoming program director of WomenLead, Mansfield was a tenured professor teaching law at the business school. â€Å"So I thought, If we’re going to do a program like this I really want it to resonate with the business community,† she says. â€Å"So we made contact with two graduates from Georgia State, who had led leadership programs and women’s programs at Coca Cola. Using them as a resource, we ca me up with curriculum ideas, and built the program.† The program has three main pillars.  The first is self-awareness and self-efficacy. â€Å"We spend some time telling stories and talking about how you can use those stories as you look for jobs,† Mansfield  says. â€Å"This provides the foundation for the course.† From there, students learn about the history of women in the workforce, and read up on current gender equality issues. That includes studying recent McKinsey Reports on the gender gap, and reading books like Sheryl Sandberg’s Lean In. â€Å"We discuss how women are now entering the workforce in greater numbers than ever before, but somewhere along the way they get passed over, or they get stuck, or they drop out, so that when you get to the top, only 17% of C-Suite executives are women, and for women of color it’s only 4%,† Mansfield says. â€Å"Maybe we’re breaking the glass ceiling, but maybe there’s a sticky floor. So what will it take to keep pushing through this pipeline?† The third prong of the program  is engagement opportunities with professionals in the Atlanta  business community. The course features  speakers, networking events and opportunities, and site visits to local companies.  Ã¢â‚¬Å"There’s a lot of research that talks about the importance of role models,† Mansfield says. â€Å"We took the inaugural class on a corporate visit to Coca Cola, and there were three women and a man who spoke, and they all said they had been first-generation college students. Many of the students here are first-generation, and this had a tremendous impact on them, to say, I can identify with that marketing director, and I want to come here and do that.†SHARING THE JOURNEYWomenLeads  inaugural class in spring 2015 had just under 30 students. Though there are notices and information sessions, Mansfield says, students find out about the general elective course la rgely through word of mouth.Word spread quickly. A second WomenLead section was added in fall 2015, and in spring 2016, a third section — this time for women in science — joined the curriculum. Now, Mansfield says, Robinson  expects to need a fourth section next fall.â€Å"This was forging a new area for me, professionally, Mansfield says. But I was in the first wave of feminism —   I went to college in the 70s, and then went to law school. I have very much lived the changes for women over the past 35 years. I really felt a calling to share that journey with this generation of college students.† Page 1 of 212 »

Sunday, May 17, 2020

Course of History Boston Tea Party - Free Essay Example

Sample details Pages: 2 Words: 529 Downloads: 2 Date added: 2019/08/16 Category History Essay Level High school Tags: Boston Tea Party Essay Did you like this example? Throughout the course of history, there was not just one independent act that led America to fight for her independence. It was multiple series that eventually led the colonist to fight against Britain. The colonies decided to confront and rebel against British rule when Britain decided to tax the people without consent from the British Parliament. Don’t waste time! Our writers will create an original "Course of History: Boston Tea Party" essay for you Create order The topic of this paper will cover the causes and the effects the Boston Tea Party had on the colonies. Everyone knows the story of how Christopher Columbus sailed the ocean in search of a new route to India but instead landed in the Americas. Technically he landed in the Bahamas, not on actual America soil. So it was not really Christopher Columbus who founded America, but Amerigo Vespucci. When Columbus landed in the Bahamas, he thought he found a route to India, so he assumed America was India. When Columbus came back from his voyage announcing a new route to India, Vespucci began to question the veracity of Columbuss claims, (Lauer and Schlager). Vespucci first problem is that the length of Columbus voyage was less than a month. He believed that it was too short a period of time to travel such a great distance. Vespuccis second problem was based upon the fact that Columbus had sailed directly west from Spain. Vespucci set out to gather his own empirical data and signed on as an expert astronomer for the next expedition funded by the Spanish monarchy. The ships sailed westward and reached the coast of what is now Brazil, (Lauer and Schlager). Along with mapping the entire coastline, he also charted territory, which consists of present-day Colombia, Uruguay, and Argentina. He then explored parts of the Amazon, the Para, and the La Plata rivers. The information from these detailed expeditions convinced European scholars that Columbus had not reached India but had found a vast uncharted territory, (Lauer and Schlager). Vespuccis maps would eventually be used for further exploration of the Western Hemisphere, setting the stage for Europes colonization of the New World. Amerigo Vespucci was held in such high esteem that in 1507 the German cartographer Martin Waldseemà ­?ller (1470-1521) named this new region America to honor Vespuccis achievements as a geographer, (Lauer and Schlager). By the beginning of the eighteenth century, the eastern coast of North America had been forever transformed. The fields and forests, rivers and streams where generations of Indian tribes had farmed, fished, and hunted had become a world owned and ruled by white men, a borderland of the British Empire. A combination of epidemic disease and warfare during the seventeenth century had shattered Native American settlements along the Atlantic coast. Weakened and demoralized, the remnants of these coastal tribes ceded their ancestral territories, retreated inland or resigned themselves to resettlement in communities regulated by colonial authorities, (Cayton). Fast forward to 1607, Britain has finally colonized America. At the beginning of early colonization, between 1607-1763, Britain was more relaxed with governing the Americas because Britain was preoccupied with fighting the French and Indian. She did not have enough manpower to see if the colonies were misbehaving. Eventually, Britain won the French and Indian war and became stricter on the colonies.

Wednesday, May 6, 2020

A Clean, Well Lighted Place By Ernest Hemingway - 1024 Words

When profound emotions and heartfelt experiences lay beneath a narrative subtext, a simple short story can become an elaborate puzzle where one continues to discover new pieces. Ernest Hemingway’s, â€Å"A Clean, Well-Lighted Place† is a fascinating short story that has a powerful theme of ‘nothingness’ and ‘loneliness’ enveloped beneath its dialogue. This short story’s re-readability pulls us, the reader, back into its’ text just to discover that a specific character’s dialogue could elude to yet another much darker theme. Hemingway’s writing is minimalistic, consisting of numerous underlying subtext the reader needs to interpret for themselves; however, the writing style contrived throughout the short story grasps the readers every thought†¦show more content†¦Naming the short story â€Å"A Clean, Well-Lighted Place† is the perfect description for what the cafà © represents. The cafà © is a sanct uary, therefore a little place to escape from the nothingness laying within some of the characters. A bar couldn’t compare to the beautiful, bright, clean, and calming effects the cafà © has, consequently there is where the gentlemen and the older waiter wasn’t subjected to feel alone. They did not force themselves to be uncomfortable in a loud dark bar, and to the older waiter, drinking at the cafà © was still somewhat dignified (Hemingway). The elderly man has a place to drink, forget about his worries even for a minute moment in the night. Suicide, an action only attempted by those who have nothing left to live for. The word ‘nothing’, or ‘nada’, appears numerous times within the short story. The first time ‘nothing’ was said, the waiters are discussing the man’s attempt on suicide (Hemingway). On an individual’s first time reading the short story they may not acknowledge how significant the word ‘nothing’ is, as the young waiter’s harsh response to his despair; for how can the old man be in despair when He has plenty of money (Hemingway). However, looking deeper into the contexts, the word nothing can be foreshowing giving the reader a glimpse into the role nothingness, loneliness, and ‘lack of’ has throughout the short story. We the readers can tell there is something emotional and deep missing fromShow MoreRelatedA Clean Well-Lighted Place, by Ernest Hemingway990 Words   |  4 Pages Ernest Hemingway’s short story, A Clean Well Lighted Place, created literary controversy when it was initially published in 1933. During this time, there were several literary critics concerned with the dialogue inconsistencies. In the original story, the reader would not be able to distinguish between the two waiters. Hemingway failure to identify the characters by name leaves the story flawed according to the literary critics. Hemingway does not go into the mind of any characters butRead MoreA Clean, Well Lighted Place By Ernest Hemingway1640 Words   |  7 Pages â€Å"A Clean, Well-Lighted Place† is possibly one of Hemingway’s most excellent short stories. It depicts the techniques of his signature writing style. The narrative is a perfect example of an initiation story, a short story that focuses on the key character that comes across a concept, encounter, practice or knowledge he never knew. The characters in his story are the old man, young waiter, and the old waiter. Hemingway employs a number of literary tools in the story to convey his themes of lifeRead MoreA Clean, Well Lighted Place By Ernest Hemingway1034 Words   |  5 PagesErnest Hemingway developed his own style of writing and follows it in â€Å"A Clean, Well-Lighted Place†. Hemingway’s elegance in writing is such that he indirectly gives all of the information to the reader without making any judgment; thus allowing one to create an opinion about every minute detail of the story. Hemingway illustrates his foundations of writing in â€Å"A Clean, Well-Lighted Place† by providing small clues that provide an indirect view of the larger meaning. Hemingway illustrates one ofRead MoreA Clean, Well Lighted Place By Ernest Hemingway1950 Words   |  8 Pageseverything humanity values in life is utterly meaningless. The author Ernest Hemingway is one of the few people who understands this concept of a pointless life. In his short story, â€Å"A Clean, Well-Lighted Place,† Hemingway reveals the principle of existentialism, that life is inherently meaningless and people must attempt to give their own lives purpose, through an analysis of the inner workings of life as a human. Hemingway first reveals life’s meaningless nature through a description of the coreRead MoreA Clean, Well Lighted Place By Ernest Hemingway1628 Words   |  7 PagesIn Ernest Hemingway’s â€Å"A Clean, Well-Lighted Place† the use of plot, symbolism, characters, and theme creates an intricate and complex story line. The elements of plot keep the readers engaged by guiding the reader though the story. Hemingway emphasizes on despair, loneliness, and isolation as major themes in his short story to help the reader understand the main idea. The themes represent the challenge of finding meaning in life. He also challenges the reader’s understanding of compassion thoughRead MoreA Clean, Well Lighted Place By Ernest Hemingway1854 Words   |  8 PagesErnest Hemingway is a noble prize winner that is noticed as one of the great American twentieth century writers, and is known for works like â€Å"The Sun Also Rises† and â€Å"For Whom the Bell Tolls†. When first reading Ernest Hemingway’s short story â€Å"A Clean, Well-Lighted Place† it seemed to be a plain, emotionless, and almost not finished short story. Although, as the reader looks deeper into the short story, they realize it’s not just about a clean, quiet, well lighted cafà © that has two employees thatRead MoreA Clean, Well Lighted Place By Ernest Hemingway972 Words   |  4 Pagesin a Clean, Well-Lighted Place Despair is an emotion that can rob one’s joy, inner peace, and eventually, life. The desire for serenity is usually sought after by a person whose life is futile and is at his or her wit’s end. That individual is usually left with no other alternative but to come to the realization that if he or she fails at his or her attempts (such as suicide) to alleviate despair, then the opportunity of finding peace and comfort is an alternative worth pursuing. In Ernest Hemingway’sRead MoreA Clean, Well Lighted Place By Ernest Hemingway849 Words   |  4 Pagesin life, and try to make rational existing in an irrational universe. The fact that humans are conscious of their mortality, and must make decisions about their life is basically what existentialism is all about. In the story â€Å"A clean, Well-lighted place† by Ernest Hemingway was about two waiters waiting to close up the restaurant/cafà © for the night. They only had one customer left, an old man who wa s deaf and drunk. But he wasn’t causing any trouble, just keeping to himself. The two waiters apparentlyRead More Nothingness in A Clean Well-Lighted Place by Ernest Hemingway1369 Words   |  6 PagesNothingness in A Clean Well-Lighted Place by Ernest Hemingway Man is often plagued by the question of his own existence. Existentialism is a subjective philosophy that is centered upon the examination of man’s existence, emphasizing the liberation, responsibility, and usually the solitude of the individual. It focuses on individuals finding a reason for living within themselves. The philosophy forces man to make choices for himself, on the premise that nothing is preordained, there is no fateRead MoreA Clean, Well-Lighted Place, by Ernest Hemingway Essay examples1296 Words   |  6 Pagesmeans by which we arrive at that goal. For Ernest Hemingway, the characters that he places in his stories are forever searching for peace. Much like in life itself, the achievement of temporary peace throughout the path of a lifetime can be both minute and momentous. The writer uses the literary devices of indirect characterization, setting and symbolism in order to enhance his final classification of peace. In Hemingways A Clean Well-Lighted Place, the author uses literary devices to define

Tuesday, May 5, 2020

Spring 2012 free essay sample

Source the internet for the following categories, â€Å"The Las Vegas Casino Industry, The Atlantic City Casino Industry, The Native American Casino Industry, The Riverboat Casino Industry, The Macao Casino Industry and The Singapore Casino Industry† and respond to the following questions: 1. Develop a Porter 5-forces model of the casino industry. Make sure you discuss each of the five forces in a separate paragraph or section. How have the casinos in Atlantic City tried to compete with Las Vegas? What threats do they face? Grading Rubric: Question number one is worth 50% of your total grade. Questions number two and three are each worth 25% of the total grade. You must discuss all of the six casinos listed above for comparative purposes. Additionally, you are required to submit a written paper and your team must present an oral, ppt. , presentation. Each team member must present their individual contribution to the final project. Each team member must be prepared to answer the instructor’s questions after presentation. We will write a custom essay sample on Spring 2012 or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The instructor’s questions will be directed at a member of the team, and that team member must respond, not his or her team members. Responses to these questions will impact the final grades of the individual members. All team members must be present during the oral presentation. Any individual team member that is absent during the presentation will be receive a reduction in grade, up to a zero. That is, all team members must be present, unless there is an emergency.

Sunday, April 19, 2020

Lowes Case Study free essay sample

Lowe’s Company has been in business for over 60 years. The company is the second largest home improvement retailer in the world and employs more than 215,000 employees. The company’s home base is Mooresville, North Carolina. Standard Poor ranks Lowe’s as #48 . Presently, Lowe’s stock, which is identified on the New York Stock Exchange as LOW, is selling for right under $20 a share. This price has been consistent and is comparable to their biggest competitor Home Depot, Inc whose stock has remained steady at $23. Lowe’s, and other home improvement businesses, serve three types of customers; the Do-It-Yourself customer that is the individual who completes their own projects and installations. The Do-It-For-Me customer, who purchase supplies then hire third parties to complete the installation or project. Finally, there are the professional customers who are the remodeler, general contractor, repairman, small business owner and tradesmen. The slowdown of the market has affected all types if customers in the home improvement markets. We will write a custom essay sample on Lowes Case Study or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The home improvement market takes in approximately $755 billion annually. However, with the softening of the housing market, unseasonable drought and flooding, and last year’s variable mortgage interest rate hikes the industry has taken some hits. Although mortgage rates are decreasing, high gas prices has caused a recession and overall sales has decreased. California and Florida, which bring in a large portion of sales, experienced the biggest declines in home prices and the most pronounced slowdown in housing turnover. With that said, Lowe’s company was still able to report $48. 3 billion in net sales. An analysis of the financial statements and financial prospects of Lowe’s Company was performed on the last two years (2007 and 2008). Financial statements which include the balance, income and cash flow statements for Lowe’s Company and Home Depot, Inc. were obtained to perform the financial analysis to see if Lowe’s is a worthy investment. When comparing Lowe’s against Home Depot, their most closely matched competitor, Lowe’s comes ahead in long term debt to equity ratio with 34. 6% whereas Home Depot has a negative outlook on long term debt with debt accounting for 64. % of total liabilities. This and other factors are defined more closely in the financial statement analysis. According to Fortune 500, Lowe’s is still closing the gap with competitor Home Depot, whose dissatisfied customers were defecting. A Company subsidiary, Lowe’s HIW, Inc. , is a defendant in a lawsuit, for allegedly failing to pay overtime wages pursuant to the requirements of the California Labor Code. Though this lawsuit has been filed since 2001, and is in the early stages of class action proceedings, the Company has not estimated the range of loss that may arise from this claim. II. Industry Summary Lowe’s Company is identified under the Standard Industrial Classification code 5211. SIC 5211 is Lumber and other Building Material industry. This industry is engaged in selling lumber and building materials. Hardware is one of the most important items sold. Lumber and building companies that do not sell to the public are classified as Wholesale Trade, Industry Group 503. Lowe’s closest competitor is Home Depot, Inc. Home Depot is the worlds largest home improvement retailer and the second largest retailer in the United States (U. S. ), based on Net Sales for the fiscal year ended February 3, 2008. Home Depot is ranked #22 by the SP. Their home base is in Atlanta Georgia. Home Depot had 2,234 stores at the end of 2007 with plans to open 87 new stores in 2008. Home Depot has over 284 stores overseas to include 165 stores in Canada and 12 stores in China. In 2007 Home Depot sold HD Supply, the company received net proceeds of $8. 3 billion and recognized a loss of $4 million Home Depot also signed a $1. 0 billion guaranteed senior secured loan of HD Supply. Also, in connection with the sale, they purchased a 12. % equity interest in the newly formed HD Supply for $325 million . HD Supply serves customers in the Infrastructure Energy market which includes services in building and maintaining water systems, oil refineries and petrochemical plants, and for the generation, transmission and distribution of electrical power. Home Depot identified HD on their Consolidated Statement of Earning for discontinued operations. In 2007, Home Depot showed $431 million in profits from HD Supply. Since the selling of HD Supply the Company acquired Ohio Water Waste Supply, Inc. and Geosynthetics, Inc. These acquisitions operated were under HD Supply and were included in the disposition. The aggregate purchase price for acquisitions in fiscal 2007, 2006 and 2005 was $25 million, $4. 5 billion and $2. 6 billion, respectively, including $3. 5 billion for Hughes Supply in fiscal 2006. The home improvement retailer was hit with a double whammy last year: a housing market downturn and customer service problems that have plagued the company for years. Also on the companys to-do list: preventing patrons from fleeing to competitor Lowes, which has been chipping away at HDs lead. In-store makeovers were a start, and the company also has been seeking skilled workers to replace inexperienced part-timers whod previously been hired to help cut costs. As stated earlier, the home improvement industry takes in $755 billion annually. However, due to the softening of the housing market and declining home sales, companies in this industry has had to change their focus to continue to entice customers. A busy real estate market and rising house values encourage buyers, sellers and existing homeowners to invest more in their home. This has prompted advertisements and promotions by both Lowe’s and Home Depot to get their customers to concentrate on improving the home they have. Lowe’s Company shows a family getting keys made, with the slogan, â€Å"At heart we’re still a neighborhood store,† this is their attempt to concentrate on the big and small offerings. Home Depot’s approach to getting customers in the store has been its newest paint line. Both stores has launched aggressive campaigns on do-it-yourself projects, and selling of patio furniture in an attempt to turn backyards into an extension of the home. This has been a major change for the two competitors, since 2000, both have doubled the number of stores they have. However, with existing home sales falling 2. 2% from November to December, and sales were down 23. 4% from the year before. With the problems from Fannie and Freddie Mac and the scandals in the banking industries the housing market will continue to remain soft. This may play into the favor of home industries market. SP is still optimistic about a mild, but long, recession. Their web site stated the housing market started showing signs of life in June. Some improvements to the economy were due to the stimulus checks being received earlier than expected and spent more quickly than expected. This also boosted the economy. In the first quarter of 2008, Lowe’s sales were down -1. 3% from the same time last year, however net sales were $12 billion dollars . This indicates Lowe’s in on track to have a successful year, with the current home mortgage markets. Home Depot did not fare as well with sales reported for the first quarter at $17. 9 billion but were down 3. 4%. Home Depot also had to take steps back and reevaluate their rationale to ontinue opening up new stores. According to the CEO, Frank Blake, stores not expected to meet targeted returns were taken out of the pipeline. And, ‘By not building them, well free up approximately $1 billion in cash over the next three years to invest in maintenance, merchandising resets and other areas within our existing stores. On a comparable level and based from Lowe’s and Home Depot’s 2007 financial report Table 11 illustrates the bulk of the products sold by both stores. Lowe’s has an advantage in sales in Plumbing, electrical, kitchen, hardware and seasonal items. Home Depot has the advantage in sales in building materials, lumber, millwork, paint and flooring. Both companies’ give back to the community. Lowe’s recently gave the lake Norman Student Athlete Association a secured $25,000 grant to improve fields for the youth recreation leagues . Home Depot just closed the second quarter of their Housing Impact grant program. The Housing Impact Grants is designed to assist nonprofit organizations whose project involves affordable housing built responsibly in a timely manner. III. Financial Statement Analysis Table 1, is Lowe’s Company’s Consolidated Balance Statement. Cash and cash equivalents decreased for 2007 by . 4%. Cash and cash equivalents include cash on hand, demand deposits and short-term investments with three months or less maturity. Payments from financial institutions for payment by credit card and debit card transactions process within two business days and are classified as cash and cash equivalents. This is significant because $1. 7 billion were received in credit/debit payments in 2007. Home Depot’s accounts receivable was $1. 2 billion for 2007 . Property increased . 9% in 2007; this was due to the 153 stores that were opened and the equipment to go along with it. In June 2007, the Company entered into an Amended and Restated Credit Agreement (Amended Facility) which modified the previous loan agreement and extending the maturity date to June 2012. This provided up to $1. 75 billion that could be borrowed at 5. 41%. As of February1, 2008, there was $1. 0 billion outstanding under the commercial paper program. In September 2007, the Company issued $1. 3 billion of unsecured senior notes which breaks down into $550 million maturing in September 2012, $250 million maturing in September 2017 and $500 million maturing in September 2037. During 2007, the Company repurchased 76. 4 million shares at a total cost of $2. 3 billion (of which $1. 9 billion was recorded as a reduction in retained earnings , after capital in excess of par value was depleted). As of February 1, 2008, the total remaining authorization under the share repurchase program was $2. 2 billion. Table 2, illustrates the Consolidated Statement of Earnings for Lowe’s Company. Overall, sales increased 2. 9% to $48. 3 billion in 2007 . There were minor variances to net sales for overall percentage between 2007 and 2007. There was just a -0. 8% decrease in Net earnings than in 2006. Areas that showed the biggest variance in percentages were selling, general and administrative expenses at 1% increase in 2007 and store opening cost which just increased by . 3%. Pretax earnings were the most significant with 1. 4% decrease in 2007. Opening the 153 stores in 2007 accounted for most of the increase in sales. There was an overall decline in store sales by 5. 1%. The categories that performed above our average comparable store sales change included rough plumbing, lawn landscape products, hardware, paint, lighting, nursery, fashion plumbing and appliances . For 2007, the gross margin was 34. 4% represented a 12-basis-point increase over 2006. This leverage was partially offset by de-leverage of13 basis points in transportation costs primarily attributable to rising fuel costs. Store opening costs included payroll and supply costs prior to store opening as well as grand opening advertising costs that totaled $141 million in 2007, which was less than the $146 million in 2006. Table 3, identifies the Company’s cash flow statement for the last two years. Throughout the cash flow statements there are variances. Accounts payable has the largest individual variance with an 11. % decrease. However, the annual report states the company entered into a customer managed service agreement which will provide an accounts payable tracking system. This gives the suppliers the ability to finance payment obligations from the Company with designated third-party financial institutions. The Company’s goal with this endeavor is to enter into ‘arrangement is to capture overall supply chain savings, in the form of pricing, payment terms or vendor funding, created by facilitating suppliers’ ability to finance payment obligations at more favorable discount rates, while providing them ith greater working capital flexibility. . As of February 1, 2008, the Company had placed $77 million of payment obligations on the accounts payable tracking system, and participating suppliers had financed $48 million of those payment obligations to participating financial institutions. During 2007, the Company repurchased 76. 4 million shares at a total cost of $2. 3 billion (of which $1. 9 billion was recorded as a reduction in retained earnings, after capital in excess of par value was depleted) . As a result there was a 537% increase in repurchase of common stock between 2006 and 2007. IV. Cost of Capital Table 6 has the formula that was used to come up with the Weighted Average Cost of Capital for 2006. Cost of Debt: According to Lowe’s annual report, their income tax rate for 2007 was 37. 7% and 37. 9% in 2006 . The decrease in the effective tax rate was due to increased federal tax credits associated with Welfare to Work and Work Opportunity Tax Credit programs. Lowe’s long term debt totaled $5. 5 billion in 2007 and $4. 3 billion in 2006. The overall cost of debt for Lowe’s in 2006 was 14. 4%. Cost of preferred stock: The Company has 5. 0 million ($5 par value) authorized shares of preferred stock, none of which have been issued. Cost of common stock: Authorized shares of common stock were 5. 6 billion ($. 50 par value) at February 1, 2008 and February 2, 2007. Dividend per shares for 2006 were $. 18 and total market value was $29. 97 per Lowe’s Company 2007 annual report page 48 under dollars per share (Weighted average shares, assuming dilutions). Common stock for 2006 was . 6%. Weighted Average cost of capital for 2006 was 7. 5%. This answer came from dividing the cost of debt and cost of stock by 2 to calculate the WACC since preferred stock was not issued. Table 7 illustrates the New cost of Capital. Weighted Average cost of capital for 2007 was calculated using the same references mentioned for computing the WACC of 2006. The Cost of Debt for 2007 was computed by using 38% tax and $5. 5B for long term debt. The cost of debt for 2007 was 11. 3. The cost of common stock was computed by taking DPS and dividing it by 31. 98 which was the market value for 2007. It computed to . %. The weighted average cost of capital for 2007 was 6. 1%. V. Capital Structure and Dividend Policy For Fiscal Year 2007, Lowe’s capital structure was made up of 47. 9% debt and 52. 1% common stock. Table 1 show the breakdown based on the information provided by the Company’s annual report. This is actually a 4. 5% increase in liabilities since the previous year. The Company has not issued its 5. 0 million shares of preferred stock. During February 2, 2007 and February 1, 2008, 5. 6 billion shares of common stock were authorized ($. 50 par value). The board of directors has authorized up to $2 and $3 billion in share repurchases for the next two years. Shares purchased under the share repurchase program are retired and returned to authorized and unissued status. During 2007, the Company repurchased 76. 4 million shares at a total cost of $2. 3 billion (of which $1. 9 billion was recorded as a reduction in retained earnings, after capital in excess of par value was depleted).. This is reflected on Table 1 with a -6. 3% variation. On May 30, of this year Lowes provided notice through The Bank of New York Trust Company, N.A. , as trustee, to the holders of its outstanding convertible notes issued in February 2001 and its outstanding senior convertible notes issued in October 2001, of its election to redeem all outstanding convertible notes and senior convertible notes. Lowes has approximately $579 million aggregate principal amount of senior convertible notes outstanding and approximately $20 million aggregate principal amount of convertible notes outstanding. Lowe’s planned to redeem all senior convertible notes issued in October 2001 outstanding on June 30, 2008 at $875. 3 per note. VI. Stock Recommendations Compared to stock prices in June of 2007, which were an average price of $33. 03, stocks have taken a major dive by 60%. Reuters and yahoo finance recommends to hold on to your stock. The recommendation is the same for Home Depot who has experienced almost the exact fall in the stock. Table 14, which is provided by yahoo. finance illustrates the last 6 months of 2008. On the graph it is obvious that the company’s reaction to the stock market is exactly the same for this industry. If you do not have Lowe’s stock, I suggest monitoring it. Reuters has already projected the recession to worsen. Once the price drops lower I suggest buying it. I don’t recommend buying Home Depot stock at this time however. Their total liability is 60% in debt . If the recession takes a turn for the worst, Home Depot may experience problems with meeting their long term debt obligations. And, they may have problems receiving payments due to their high rate of account receivables. Lowe’s is a stock to watch and a Company that will be around.

Sunday, March 15, 2020

Obesity and Coronary Heart Disease Essays

Obesity and Coronary Heart Disease Essays Obesity and Coronary Heart Disease Essay Obesity and Coronary Heart Disease Essay 2002 ) . The survey shows that fleshiness is the possible forecast towards CHD ( 10 ) . Corpulent people tend to devour a high saturated fat of diet. As a consequence, the degree of cholesterin will be higher in blood. Excess of fat in the organic structure will overpower the ability of the enzyme lipase to breakdown lipid, therefore, taking to fat deposition on the blood vass and do the vass to be narrowed. The blood now needs a higher force per unit area than the normal force per unit area to go through through the narrowed arteria and this will do high blood pressure. Corpulent people tend to hold a high degree of glucose as good due to the damage of the insulin mark tissues that become less sensitive to insulin. Glucose will non be converted to animal starchs and they will go diabetic. A higher degree of glucose in the blood is called hyperglycemia and it triggers the changes at the cellular degree of vascular tissue. This will rush up the atherosclerotic procedure. Cholesterol will unite with lipoproteins to go around in the organic structure because it can non merely fade out in blood. Low-Density Lipoproteins: Bad ( LDL ) will transport cholesterin to the blood stream while High-Density Lipoproteins: good ( HDL ) will transport cholesterin back to the liver. Cholesterol is needed to supply protective coating to the arterias and its surrounding walls. However, excessively much cholesterin peculiarly in LDL signifier can take to atherosclerosis. Peoples that are corpulent will hold a higher degree of LDL and a lower degree of HDL. It means that there is a greater opportunity for cholesterin to be deposited and triggers the formation of plaques in the wall of coronary arteria. The plaque is an accretion of lipid, macrophages, and smooth musculus cells that will do the arterias narrowed and can decelerate or barricade the blood flow. Mechanical shear emphasiss like morbid high blood pressure ; and biochemical abnormalcies for case elevated and modified LDL and diabetes mellitus ; will take to redness of endothelial or disfunction. It causes oxidised lipoproteins to be more permeable and accumulate at the endothelial to organize lipid-laden froth cells. Cytokines will be released by monocytes, macrophage, or the damaged endothelium whilst collagen will be produced in a significant sum by the smooth musculus. They will be accumulated together in the endothelium ( 11 ) . Myocardial ischemia occurs when there is a deficiency of O supply and myocardial foods to the bosom. This status arises due to the obstructed coronary arteria. With sudden occlusion of a major arteria by an embolus ( plaque ) , the part of myocardium supplied by the occluded vas becomes infarcted and undergoes mortification. This part will represent a myocardial infarction. It is a slow advancement of Coronary Heart Disease ( 12 ) . Prevention and Treatment We need to hold a healthy life style particularly in our diet and organic structure fittingness. Smoking and small physical activity will increase the hazard of developing CHD. A balance diet should be practiced and nutrients with high-fat cholesterin should be reduced particularly fast nutrients ( 14 ) . CHD can non be cured but it can be managed efficaciously to better the operation of the bosom. Medicine can be one of the alternate ways to pull off bosom disease. For case decoagulants ( Coumadin ) , beta blockers with angiotensin-converting enzyme ( ACE ) inhibitors, cardiac glycosides ( Lanoxin ) , nitrates, lipid-lowering medicines, low-dose acetylsalicylic acid, and clot-busting ( 15 ) . If the blood vass are really narrow, surgical processs can be performed to unblock the arterias. Amongst the present surgical processs are coronary angioplasty, coronary arteria beltway, bosom graft, and optical maser surgery ( 15 ) . Decision As a decision, it is clearly shown that fleshiness is a major hazard factor for Coronary Heart Disease. Apart from that, fleshiness is a strong independent hazard factor for other diseases as good. There is an association between the addition in BMI ( fleshiness ) and CHD. Even though fleshiness is merely portion of the hazard factor of CHD but it still plays a major function in developing CHD. Furthermore, research and development are still ongoing to develop a new intervention to handle bosom disease in the hereafter. Mentions: WLR Dietitian, Juliette Kellow BSC RD, Childhood Obesity, hypertext transfer protocol: //, 04 November 2009. World Health Organisation ( WHO ) , BMI Classification, hypertext transfer protocol: // introPage=intro_3.html, 04 November 2009. Anne Collins, Waist Circumference, hypertext transfer protocol: //, 31 October 2009. Anne Collins, Health Risks of Obesity, hypertext transfer protocol: //, 01 November 2009. BMJ Publishing Group, 2009, High Lipids, Low Libido [ Review: J Sex Med 2009 ; 6:1696-1703 ] . Student BMJ, ( 17 ) , 380, 04 November 2009. Caroline Wilbert: WebMD Health News, 31 October 2008, Obesity Linked to Erectile Dysfunction ( ED ) : Survey Shows Obesity-Related Conditionss Like Hypertension Are a Cause of ED [ Reviewed by Louise Chang, MD ] , hypertext transfer protocol: //, 28 November 2009. Department of Health, Coronary Heart Disease, hypertext transfer protocol: //, 02 November 2009 Mark C.Houston, 2009, CHD: Hazard Factors [ Review ] [ 281 refs ] . Handbook of Hypertension, ( 1 ) , 227, 03 November2009. Gareth Williams ; Gema Fruhbeck, 2009, Obesity and Coronary Artery Disease [ Review ] [ 216 refs ] . Fleshiness: Science to Practice, ( 1 ) , 300, 03 November2009. Parveen Kumar ; Michael Clark, 2005, The procedure of coronary coronary artery disease. Kumar A ; Clark Clinical Medicine, ( 6 ) , 798, 03 November 2009. Keith L. Moore ; Arthur F. Dalley ; Anne M. R. Agur, 2006, Coronary Artery Disease or Coronary Heart DIsease. Clinically Oriented Anatomy, ( 6 ) , 155-156, 04 November 2009. National Heart Lung and Blood Institute Diseases and Conditions Index, What is Atherosclerosis? hypertext transfer protocol: //,03 November 2009. National Healthcare Service ( NHS ) , Avoiding Coronary Heart Disease, hypertext transfer protocol: // WT.srch=1 A ; gclid=CKSuirHvrp4CFQ6Z2AodBWLYlQ, 28 November 2009. National Healthcare Service ( NHS ) , Treating Heart Disease, hypertext transfer protocol: //, 28 November 2009

Thursday, February 27, 2020

Synthetic Higher Learning with Three Branches Research Paper

Synthetic Higher Learning with Three Branches - Research Paper Example It was the only one offering graduate training in public administration, urban planning, and architecture among others. In addition, special health schools such as pharmacy, dental, physical therapy were also located on this campus. Its management process has experienced a lot of issues. To begin with, managing university budget had been a great area of contention between the involved bodies. Tension began growing between Owens, the university system and the higher education commission on this effect and consequently, the Board of Regents increased tuition fees by 28%. On the other hand, the state cut its appropriations. While Owens believed in independent university governance, he made a serious campaign for Referendum C that led to the suspension of Tabor restrictions and later, a state legislation that restricted any tuition increases to not more than 2.8 percent. However, more recommendations were made to other sectors of the university system whereby propositions ensured that se gments such as the transport system and healthcare got more appropriations. This left an implication of a collaborative approach to budget management (Dale, 2008). Arrival on financial management decisions on the board has not been spontaneous but rather evolving. For instance, TABOR, amended in 2000 and followed by a veto in 2003 made it difficult for the system to manage its own funds and thus budget. There was the imposition of expenditure limits, abilities to expand and any appropriate tax refunds when there was a necessity for such arising from financial surplus. However, the twenty-third amendment in 2003 under bill SB 264, the university system was exempted from TABOR and thus brought about greater flexibility in the financial management process. While discussing these issues, it is important to incorporate each of them into the appropriate discussion as done below. Planning Policy drawing within the institution is one of the most complex processes since it entails creating a foundation for the management process and thus a good ground for planning. Policies have largely been delegated as a duty to the Board of Regents, the president, and the state legislature. While the mandate of the president and the state legislation are limited to observation of implementation of policies, a direct influence from these two can have an equal impact on the creation of new policies. This is evident when Owens drew a policy that accentuated on efficiency and productivity within the institution. Thus the structure of planning is divided into layers. Implementation of these policies is executed within the institution. In this regard, the president, who is an internal element to the institution, becomes solely responsible for implementation of policies drawn by the Board of Regents (Daft, 2010). However, policies by the Board are limited in some aspects. For instance, the board can not have a sole authority to handle cases of financial uproars. In one scenario, happening in 2001, the Board of Regents had to be backed up by the joint budget committee, a state body, and the university system in order to raise influential concern on several issues such as continual increases of tuition fees, the rigidity of the system and state appropriations to higher education.